Tools

Use These Free Resources To Help You Manage Your Personal Finances

on’t be intimidated by these calculators. It may seem a little confusing as you work through them at first, but it is well worth it. Go ahead and try them. You will see what I mean.

TIP:  If you don’t see a calculator after clicking a link, turn off your "Pop-Up" blocking software and try again.

* Note:  NO Personal Data is collected or recorded during calculator usage.

Mortgages and Lending

Manulife One Calculator

  • You have probably seen the advertising on this great product. The result you get when you fill out this one can be amazing. If you want more info, call me and I will make sure you get what you need.
Mortgage Qualifier

  • Thinking about buying a home but don’t know whether you would qualify for a mortgage? Use this calculator to find out how much you could qualify for and what your monthly payments would be.
Mortgage and Loan Amortization Scheduler

  • Want to know how much your mortgage will actually cost you? This easy to use tool provides a detailed payment schedule for your mortgage or loan based on the mortgage or loan amount, payment frequency, interest rate and the amortization period information you provide.
Debt Consolidator

  • Looking to consolidate your high interest debt into one easy to manage payment? This calculator can show you how much you might save by consolidating your debt at a lower interest rate.
Retirement Planning
 
RRSP Calculator

  • Calculate how much you will need to save between now and the day you retire.
RRSP Illustrator

  • Get a personalized assessment of the tax benefits you gain by investing in your RRSP.
RIF/LIF Illustrator

  • Find out how much income your Registered Savings plan will generate in retirement.
Register/Non-Register Comparison

  • Weigh the benefits of registered versus non-registered growth.

Investment and Saving
 
Advantage of Early Investing

  • Learn the importance of investing early and on a regular basis.
Investment & Regular Deposit

  • See how your one time investment or regular deposit program will grow over the years.
Investment & Regular Withdrawal

  • Calculate the regular income stream generated by your non-registered investment.
RESP Calculator

  • Discover how much your money can grow in an RESP with the added contributions from the Canada Education Savings Grant. This tool also help you figure out how much you will need to save for your children’s education.

Personal Finance
 
Household Cash Flow Statement

  • The first step in building a wise financial plan is determining your family’s income and expenses. This tool makes it easy.
Net Worth Statement

  • Complete your personal financial picture by pin pointing your personal assets and liabilities.

These calculators are for illustrative purposes only and should not be relied upon, as an accurate indication of your financial retirement needs. As each individual’s situation is different and changes over time, the results are limited by the accuracy of the assumptions you make in providing the information used in the calculation. We do not guarantee that this calculator is reliable, accurate or complete or that it will be compatible with your computer.